Payne and Garlow Insurance Agency, Inc
QuotesClaimsProductsCompaniesSpecialty ProgramsLocationsContact
Customer Appreciation Day Cookout

Payne & Garlow Insurance would like to thank everyone
who attended our Customer Appreciation Day Cookout!
We greatly appreciate your business, friendship, and support.
<View photos of the event on our Facebook page>


Disability Awareness
If you have a job, you need disability insurance. Simple as that. So why do so few have it?
<Learn more and see why disability insurance is so important!>

Purchase Health Insurance or Pay a Fine!
Health insurance deadline has been extended, call us today to see if you qualify! 304-757-6880
<Learn more now>


Resources | Testimonials | Helpful Tips | Health Care Reform

Voted The Best Insurance Agency in the Tri-State!

Have questions? We have answers! Call us today at 304-757-6880.

At Payne & Garlow, Insurance is more than just money, it's personal. Payne & Garlow has a reputation for being "problem solvers" for you in Kanawha, Putnam and Cabell Counties; Payne & Garlow Insurance knows the West Virginia Insurance industry!

We are real people that work and live in your community. Payne & Garlow Insurance is not just an "800" number. We are a personal voice at the end of your phone call. We are in business to create solutions to any insurance need or questions that you may have. If you talk to an "800" number, how do you know you are getting the correct coverage? Who will you get to help you with a question or a claim? At Payne & Garlow Insurance, we are committed to making sure our clients are protected every day.

There is a reason our clients continue to trust Payne & Garlow Insurance. We treat every customer as if they are family. We strive to deliver the best customer service in the state of West Virginia. Don't let your insurance lapse; we can come up with a creative solution to help you. Give us a chance to help you with your insurance needs. We treat every insurance need as our own and continue to strive to deliver solutions that are secure and economical to you. We are here for you and want to provide a premium service for less.

Our Independent Agency office provides the following services:

  • Automobile Insurance
  • Homeowners Insurance
  • Business Insurance
  • Workers Compensation
  • Life Insurance & Annuities
  • Term Life Insurance
  • Bonding
  • Health Insurance
  • Group Health
  • Certificates of Insurance
  • Builders Insurance
  • Rental Insurance
  • Policy changes
  • Online Quote Forms
  • Insurance Consulting
  • And More!
Payne & Garlow Insurance is a member of the Garlow Insurance Group. Together we represent over 35 insurance solutions from companies such as Erie, BrickStreet, Safeco, Encompass, Travelers, Highmark Blue Cross Blue Shield, Progressive, The Hartford, Coventry, Farmers & Mechanics, and GuideOne Insurance.

Payne & Garlow services clients throughout the Kanawha Valley, including Charleston, Huntington, Teays Valley, Scott Depot, St. Albans, Nitro, Poca, and Buffalo. Although we focus on the Kanawha, Putnam, and Cabell County area, we have customers from Boone, Raleigh, Lincoln, and Wayne Counties.

Payne & Garlow is not just an Independent Insurance Agency, but we are an Insurance Advisor. When you need help reviewing your policy or filing a claim, the Payne & Garlow Insurance Agency will be there.


Seasonal Tip: Severe Weather Claims

Have you been affected by a recent severe storm? We want you to know that we're here for you.

If you have been affected by a recent storm and have questions about your claim, please don't hesitate to contact us today at 304-757-6880 or by email.

We are eager to work with you and help make things right!

Select a Product Below to Access Additional Information:

Individual
- Auto Insurance
- Homeowners Insurance
- Boat & RV Insurance
Learn More >
Commercial
- Business Insurance
- Liability Insurance
- Workers Comp Insurance
Learn More >
Life & Health
- Disability Insurance
- Health Insurance
- Long-Term Care Insurance
Learn More >
Employee Benefits
- Group Health Insurance
- Group Life Insurance
- Retirement Plans
Learn More >

Your personal security is a high priority to us. Please remember that coverage cannot
be bound, cancelled or changed without speaking to a licensed agent with our company.

Sign Up for our E-Newsletter!

View E-Newsletters



Interactive Quiz:

Garlow Insurance Agency, Inc

Erie Insurance BrickStreet Insurance Safeco Insurance Encompass Insurance Travelers Insurance
Highmark Blue Cross Blue Shield Insurance Hartford Insurance Progressive Insurance Farmers & Mechanics Insurance Coventry Health Care Insurance GuideOne Insurance

Home | Quotes | Claims | Products | Companies | Specialty Programs | Locations

Contact Us | Resources | Testimonials | Helpful Tips | E-Newsletters | Videos

3744 Teays Valley Road Suite 101 | Hurricane, WV 25526 | 304-757-6880 | Toll-free: 800-794-6880
Payne and Garlow Insurance Agency, Inc.
Web Design & Internet Marketing by CIS Internet | Sites Content © 2014 Payne and Garlow Insurance Agency