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Voted The Best Insurance Agency in the Tri-State!

Have questions? We have answers! Call us today at 304-757-6880.

At Payne & Garlow, Insurance is more than just money, it's personal. Payne & Garlow has a reputation for being "problem solvers" for you in Kanawha, Putnam and Cabell Counties; Payne & Garlow Insurance knows the West Virginia Insurance industry!

We are real people that work and live in your community. Payne & Garlow Insurance is not just an "800" number. We are a personal voice at the end of your phone call. We are in business to create solutions to any insurance need or questions that you may have. If you talk to an "800" number, how do you know you are getting the correct coverage? Who will you get to help you with a question or a claim? At Payne & Garlow Insurance, we are committed to making sure our clients are protected every day.

There is a reason our clients continue to trust Payne & Garlow Insurance. We treat every customer as if they are family. We strive to deliver the best customer service in the state of West Virginia. Don't let your insurance lapse; we can come up with a creative solution to help you. Give us a chance to help you with your insurance needs. We treat every insurance need as our own and continue to strive to deliver solutions that are secure and economical to you. We are here for you and want to provide a premium service for less.

Our Independent Agency office provides the following services:

  • Automobile Insurance
  • Homeowners Insurance
  • Business Insurance
  • Workers Compensation
  • Life Insurance & Annuities
  • Term Life Insurance
  • Bonding
  • Health Insurance
  • Group Health
  • Certificates of Insurance
  • Builders Insurance
  • Rental Insurance
  • Policy changes
  • Online Quote Forms
  • Insurance Consulting
  • And More!
Payne & Garlow Insurance is a member of the Garlow Insurance Group. Together we represent over 35 insurance solutions from companies such as Erie, BrickStreet, Safeco, Encompass, Travelers, Highmark Blue Cross Blue Shield, Progressive, The Hartford, Coventry, Farmers & Mechanics, and GuideOne Insurance.

Payne & Garlow services clients throughout the Kanawha Valley, including Charleston, Huntington, Teays Valley, Scott Depot, St. Albans, Nitro, Poca, and Buffalo. Although we focus on the Kanawha, Putnam, and Cabell County area, we have customers from Boone, Raleigh, Lincoln, and Wayne Counties.

Payne & Garlow is not just an Independent Insurance Agency, but we are an Insurance Advisor. When you need help reviewing your policy or filing a claim, the Payne & Garlow Insurance Agency will be there.

Seasonal Tip: Keeping You Happy

What does Payne & Garlow have in common with top brands like Zappos, Ritz-Carlton and Southwest Airlines? Superior customer service! But don't just take our word for it. Check out our testimonials that we received from some of our customers.

As a Payne & Garlow customer, you'll be working with a company that you can trust. If something bad should happen, you'll get the help you need to make things right. Payne & Garlow offers the protection you need and service you expect - all at a fair price.

To learn more about insurance coverage options, please contact us today at 304-757-6880 or by email.

Select a Product Below to Access Additional Information:

- Auto Insurance
- Homeowners Insurance
- Boat & RV Insurance
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- Business Insurance
- Liability Insurance
- Workers Comp Insurance
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Life & Health
- Disability Insurance
- Health Insurance
- Long-Term Care Insurance
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Employee Benefits
- Group Health Insurance
- Group Life Insurance
- Retirement Plans
Learn More >

Your personal security is a high priority to us. Please remember that coverage cannot
be bound, cancelled or changed without speaking to a licensed agent with our company.

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Interactive Quiz:

Garlow Insurance Agency, Inc

Erie Insurance BrickStreet Insurance Safeco Insurance Encompass Insurance Travelers Insurance
Highmark Blue Cross Blue Shield Insurance Hartford Insurance Progressive Insurance Farmers & Mechanics Insurance Coventry Health Care Insurance GuideOne Insurance

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3744 Teays Valley Road Suite 101 | Hurricane, WV 25526 | 304-757-6880 | Toll-free: 800-794-6880
Payne and Garlow Insurance Agency, Inc.
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