Payne & Garlow Insurance Agency, Inc
January 2011
*Happy New Year from Payne & Garlow!*


LET'S START THE NEW YEAR OFF RIGHT!
January 2011 Brings Good News
Individual Product Renewal Rates Decreased

All products renewing in January, February, and March of 2011 with a deductible of $500, $1,000 or $1,500 will received a 14.80% decrease. Renewal rates on policies with deductible of $2,500 and... <Read More>

Business of the Month

Gresham's Auto Repair & Graphics, LLC is a new enterprise in Scott Depot since September 2009, but loyal customers know that there is 35 years of experience behind those garage doors. Jeremy Gresham, general manager and Billy Thomas, automotive technician... <Read More>


Appearances Can Be Deceiving

Are you a lane jumper? A new study says you're not any further ahead going from lane to lane. It's an optical illusion caused by the perceived speed of the cars "next door". Cars spread out when they're going quickly and bunch up when they slow down. So when you pass a bunch of slower cars in the other lane... <Read More>

Preventing Frozen Pipes

As water freezes it expands and exerts tremendous pressure on pipes that will often cause them to burst. Pipe-burst damage can be extensive and costly. Follow these tips to help avoid the problem: Check water pipes running in unheated walls & areas, add insulation, or relocate these pipes to heated areas. <Read More>


"A Wonder Under"

A National Natural Landmark and treasure that holds a world record lies in Lewisburg. Old tales have drifted out of the Lost World Caverns of prehistoric bears and Bat Boys for decades. Over a mile of passages wind through the caverns reaching 235 feet below surface. The cavern holds its place in the... <Read More>

AS GAS PRICES RISE, CARS

With gasoline prices soaring, many Americans are giving up gas-hungry SUVs and larger cars in favor of smaller, more fuel-efficient vehicles. Does downsizing mean a downgrade in safety? Smaller cars have made significant strides in government and independent safety tests, but many are still riskier than... <Read More>


Thought of the Month

The happiness of your life depends on the quality of your thoughts.

The Payne & Garlow Insurance Agency, Inc. E-Newsletter is produced and published by CIS Internet™.
CIS Internet™ is the region's leader in Internet Marketing & Management.
(304) 760-0070 or 877-313-2943
Payne & Garlow Insurance Agency, Inc