Payne & Garlow Insurance Agency, Inc
March 2011

Daylight Savings Time 3/13

St Patrick's Day 3/17

First Day of Spring 3/20


Steer Clear of Driving Trouble

It's good to have an insurance company that will be there if you ever have an accident, however it is better to avoid the accident in the first place. Here are three of the best safe driving practices that you can begin right now: Best way to keep from swerving off the road? Ditch your cell phone. According to the Insurance Institute for Highway Safety (IIHS), more than 100 studies in 2005 reported talking on a cell phone increases your risk of a crash. Studies show that... <Read More>

Has Your Lock Been Bumped?

If you have ordinary locks on your home, you may be at risk for burglary according to the National Crime Prevention Council (NCPC). Thieves have caught onto a new technique that has been used by professional locksmiths for years called "bumping." It is easier than traditional lock picking and can be done with little effort. Find out if your home is at risk. Bumping 101 - Bumping is a technique that involves using a "bump key" or a specially manipulated... <Read More>


Business of the Month

Payne & Garlow's business of the month is The Italian Grille & Deli located in Putnam Village Shopping Center next to Rio Grande. Following a full renovation, the doors were opened for business two years ago with homemade menu items including Italian appetizers such as, hot-from-the-oven homemade bread with marina to Eggplant chips. Various specialty salads follow the appetizers, with Payne & Garlow's salad recommendation... <Read More>

Healthy Lifestyles:
Your Pet Might Keep You Healthy

People with pets probably appreciate the comfort animals can provide. However, they may not realize just how beneficial such companionship might be to their well-being. There appears to be an association between owning a pet and better psychological and mental health. While it's still unclear whether there's definite cause-and-effect relationship, various studies have explored the correlation between pet ownership and... <Read More>


Add Value to Your Workplace
with Group Life Insurance

Got great talent at your business? Good benefits can help you retain the talent you have and attract more. One way to do this is by adding group life insurance to your employees' benefits package. It's economical and easy. Whether you have two employees or 200, we can help design a life insurance program for your business. Specifically, Erie Family Life* offers two insurance plans for the workplace: Group Term Life. Lifeworks. Group Term Life is... <Read More>

The Importance of Annual Insurance
Reviews for Churches!

WHEN IS THE LAST TIME YOU SERIOUSLY EVALUATED YOUR CHURCH'S INSURANCE COVERAGE? IF IT HAS BEEN MORE THAN A YEAR, IT'S TIME TO MEET WITH YOUR INSURANCE AGENT TO CONDUCT AN ANNUAL INSURANCE REVIEW. This should be done so you can assess your church's insurance needs and determine if your existing policy is providing enough to cover a majority of losses that... <Read More>


Real Definitions

GRANDPARENTS:
"The people who think your kids are wonderful, even though they're sure you're not raising them right."

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Payne & Garlow Insurance Agency, Inc