National Teachers Day May 8th

Nurses Day May 12th

Mother's Day May 13th

Memorial Day May 28th

Congratulations to all High School and College Graduates!

Before The STORMS STRIKES (Part 2) Whether your area gets snow, ice, hail, or April/May thunderstorms many of the advanced preparations are the same. Here are some of the basics for inside your home: Keep these things in your emergency kit in case the power goes out: Flashlights and extra batteries. Portable, battery-operated radio and extra batteries to monitor weather and emergency information. First-aid kit. One-week supply of water (one gallon per person per day). <Read More>

Employee of the Month Nancy Potters has been in the insurance industry since 1991, being fully licensed since March of 1992. Nancy began working at Payne & Garlow as a "Girl Friday" on March 3, 1991. "At Payne & Garlow we are encouraged to know each customer, as customer needs are the basis for product and service recommendations. WE work as a team and that makes us an exceptional customer service agency." "I consider it... <Read More>

Spotting the Warning Signs When is it the time, when we need to discuss "that" subject with a parent? Determining if any driver is too impaired to operate a motor vehicle safely, is a subject that we somewhat tend to avoid. Geoffrey K Michaelson, a licensed clinical psychologist in McLean, Va. recommends the following approach to aid the discussion of driving matters with the elderly: Don't start the conversation with... <Read More>

When Does 24 Years Old = 25 Years Old? 24 years old = 25 years old with Erie Insurance. Many auto insurers don't reduce your rates until you turn 25. Erie Insurance treats 24-year-olds like the adults they are. Start saving right away, get solid coverage, and award-winning service with your local agent at Payne & Garlow Insurance. Don't wait ‘til you turn 25. <Read More>

Beware of Contractor Fraud  Be cautious when hiring contractors to repair or rebuild property damage caused by storms or natural disasters. Most of these business people are reputable, but some are not. The dishonest ones may try to convince you that you have hail damage and need a new roof. "We often see these individuals travel from town to town after a storm occurs, trying to convince consumers that they have damage that needs repair," said Matt Myers, senior vice president and division office of ERIE's Claims Division. "In turn, consumers file insurance claims for... <Read More>

Valuing Mom's Contributions! Dennis and Jodie Danduran worked hard to create a storybook life for themselves. It began with Dennis, dressed as a prince and riding a white horse, proposing marriage on a Southern California beach. Unable to get pregnant, the couple adopted five children in five years. Before the kids arrived, they moved from California to Colorado to escape big-city life. Dennis a manager for an overnight shipping firm, stayed behind while waiting for a job transfer. It never came, so... <Read More>

2011 Putnam County Rotary Service Project to Benefit Building a New Animal Shelter PutnamRotaryRaffle.com Payne & Garlow is a Proud Supporter of the 2011 Putnam County Rotary Service Project to Build a New Animal Shelter The Putnam Rotary Club has adopted the need for a new Animal Shelter in Putnam County for the major service project in 2011. Area volunteers that know the needs of the Animal Shelter have been raising funds for the past 6 years and the Rotary Club felt it could help organize a major fundraising effort. The project takes the concept of a raffle and adds a new dimension where ticket holders can play a weekly online game for the opportunity to win prizes each time they play. The Rotary Club unveiled "PutnamRotaryRaffle.com" on Thursday, March 31st and will continue thru June 23rd. <Read More>

Ponderable Thought for the Month "Remember that great love and great achievements involve great risks"