Daylight Savings Time Ends November 6th

Veterans Day November 11th

Thanksgiving November 24th

The Results Are In! Payne & Garlow Insurance Agency has been voted "The Best Insurance Agency In The Tri-State 2011" according to the Herald-Dispatch. We want to thank all our customers and friends for your "vote of confidence" in us as an insurance agency. It is all because of you that helps us to strive to go "over and beyond" in customer service and helping to find the right insurance policy for your needs. Stop by, email or call us today at 304-757-6880 so we can... <Read More>

"Wow Did You Feel That Rumble?" Recent earthquakes shook the earth and reminded us that quakes can happen anywhere, at any time, without warning. What a vivid demonstration of the importance of being properly insured. Make sure that when disaster strikes, your things are properly protected. Email or call Payne & Garlow today at 304-757-6880 for more information. Does your homeowners insurance cover earthquake damage? An ERIE homeowners policy does not... <Read More>

SPOTTING THE WARNING SIGNS Some items from a prototype test developed by the National Highway Traffic Safety Administration (NHTSA) for law enforcement officers to determine if any driver is too impaired to operate a motor vehicle safely: Does the driver know the current time of day, day of the week, month and year? Does the driver recall his or her point of origin and destination? Is the driver far from his or her residence? Does the driver have difficulty communicating, stumble over words, or ramble... <Read More>

MOLD 101 What is mold exactly? A plant? An animal? Actually, it's part of the fungi kingdom. It's not the detectable mushroom sautéed in butter sort of fungi, but more of the athlete's foot, finger nail fungus, nasty black shower sort of fungi. Although it's not tasty, it does serve a purpose in this great world of ours. Mold acts as a natural recycling agent, feasting on materials that would otherwise pile high and keep accumulating. If the leftover crust of bread from your toast... <Read More>

Ponderable Thoughts "Life is too short to wake up with regrets" "Love the people who treat you right and forget about the ones who don't" "Believe everything happens for a reason" "If you get a second chance, grab it with both hands" "If it changes your life, let it" "Nobody said life would be easy, they just promised it would be worth it" "In ALL things, give THANKS!"