Payne & Garlow Insurance Agency, Inc
August 2010


College Student Discount

College students who spend most of the term away from home without the use of an auto, present a reduced exposure (this discount applies to newly qualifying college students (age 23 or younger) on policies effective on or after 12/1/97). To reflect this BI, PD, CSL, MedPay, Comp and Collision will be discounted by 25% if the young unmarried driver. <Read More>

Summer's Here with a Big Splash!

With summer already here, more and more people will be enjoying the outdoors. To help ensure everyone in the community enjoys a safe summer, the people at Payne & Garlow Insurance offers the following tips on swimming safety.
The Centers for Disease Control reports that drowning is the second leading cause of injury-related death among children 1-14 years of age. <Read More>


Customer of the Month - CIS

Christian Internet Services (CIS Internet™) has been in business since 1998. CIS began as a leader in residential Internet filtering, protecting families by filtering out the pornography, violence, and hate related material while on the Internet. By 2004, the major Internet companies realized the value of Internet filtering and began offering similar services. Today, CIS is the region’s leader in cost effective Internet Marketing and Web Design. CIS Internet™ has developed solutions that generate results. We customize each solution in order to make it economical, effective, and targeted. Here are a few highlights of our marketing & management strategies. <Read More>

“Somebody asked me if I wanted to simplify my life a little and save a few bucks along the way.” I scratched my head and said, “That sir, is what you call a no-brainer.”

We were talking about the Erie Insurance Multi-Policy Discount and by combining your auto and home, you can get some real benefits. You save money, some of your precious time, and since one Agent helps you manage it all, it really makes this whole insurance thing a lot easier. If you’re interested in a life policy, you’ll save even more and gain yourself peace of mind. <Read More>


Teensurance - Save up to 15%

Life can be pretty complicated when your teenager starts to drive. While teen drivers want to make the most of their newfound independence, you worry about their safety and hope they make responsible choices. That’s why Safeco developed Teensurance. Teensurance offers tools to help parents manage the privilege and the responsibility. <Read More>

Skin Sense for all Seasons

A recent study in the United Kingdom showed that skin cancer is on the rise in Scotland. That might not strike a chord with you, but Scotland is overcast and rarely sunny during the summer. The explanation? Many Scots travel to the Mediterranean during the winter and catch some rays, too many it turns out, and often get sunburned. <Read More>


Quote for the Day
“It’s not the years in your life but the life in your years that counts!”- Adlai Stevenson
The Payne & Garlow Insurance Agency, Inc. E-Newsletter is produced and published by CIS Internet™.
CIS Internet™ is the region's leader in Internet Marketing & Management.
(304) 760-0070 or 877-313-2943
Payne & Garlow Insurance Agency, Inc