Payne & Garlow Insurance Agency, Inc
December 2010
Wishing you a very Merry Christmas
and a Joyous Holiday Season!


"Tis the Season to Use Safety"

As the holiday season approaches, we are all looking forward to special gatherings and celebrations with friends and loved ones. With all the excitement the holidays bring, it can be easy to forget and overlook dangers. Throughout the country there are 5,000 to 6,000 injuries during the typical holiday season, using caution and planning for the holidays will help you avoid tragedy during the upcoming holiday season. Celebrating Away From Home: Lock all doors and... <Read More>

PARENTAL ALERT - K2 Package
says, "Not For Consumption"
but people smoke to get high.

Legislators want to ban synthetic pot. The sign outside a key tanning & video store in Charleston, WV, calls the stuff "herbal incense". The product is called K2, which isn't really meant to make your house smell good. People smoke it to get high. After reports of dangerous side effects, some state legislators are talking about banning it. <Read More>


CAR CRASHES KILL TEENS - JUST S*T*E*E*R

1 out of 4,054 teens were killed in car crashes last year. 33% of accidents are caused by drunk drivers. More than half were killed on weekends between 3pm and midnight. Almost 2/3 were in cars driven by young drivers. 9 out of 10 teens say they're "safe" drivers... If you drive safely you won't get expensive tickets, an increase in insurance costs, get arrested, or have your license suspended. Just STEER: Stay Sober: Never drive under the influence of... <Read More>

Employee of the Month: Jackie Riddle, CSR

Jackie Riddle, CSR started her career with Payne and Garlow in 1996 working part time as a file clerk and became a licensed insurance agent in 1998. She is now the most versatile customer service representative in the agency. With 11 years experience in personal lines, 5 years in life & health, and for the last 2 years servicing commercial accounts. Customer service is second nature for Jackie because of her friendly and caring personality. <Read More>


"I Feel the Earth Move, Under My Feet"

Outside California, the closest most Americans expect to get to an earthquake is Carole King's iconic song, "I Feel the Earth Move." Recent events and scientific analysis are putting that thinking on shaky ground. ERIE Agent Jeremy Willis got a very rude awakening about 2 years ago, "The house started rattling, the bed was moving, and it woke me right out of a deep sleep," recalls Willis. "The shaking went on for about 10 seconds, but it seemed like forever. It took me a while to... <Read More>

It's a sound that brings a feeling of dread to almost any driver, a stone hitting the windshield. Almost immediately your eyes sweep the glass looking for a pit of impact, or worse the beginning of a crack. If you do find that your windshield has been damaged, you don't necessarily have to spend hours having the glass replaced, there may be a possibility it can be repaired. Benefits of windshield repairs include: Saving time: A repair takes approximately... <Read More>


Merry Christmas and Happy Holidays from all of us at Payne & Garlow Insurance Agency. Best wishes for a prosperous 2011!

Harold        Brian        Mike        Margaret        Jackie        Debbie        Penny        Nancy        Karen

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Payne & Garlow Insurance Agency, Inc