Payne & Garlow Insurance Agency, Inc
October 2010

Fire Prevention Day - October 9th

Fires kill more Americans each year than all natural disasters combined, but fire doesn’t have to be deadly. Know the Four P’s of Family Safety: Prevent house fires: Avoid storing items that catch fire easily near furnaces, stoves, or fireplaces. Beware of the hazards of portable heaters, outdoor grills, and gasoline. Teach children never to play with matches or lighters... <Read More>

"Sweet Dreams"

“We’re getting by now, but what about the future?” It’s one of those things that weigh heavily on your mind. Your agent at Payne & Garlow can help you take a load off and sleep easy. Universal Life insurance plan from Erie Family Life can provide financial protection for your family, supplement your retirement income, and even help fund your children’s... <Read More>


“I was cooking macaroni for the kids,
when the upstairs bathroom came
downstairs into the kitchen...”

We fondly call that particular claim, “The Case of the Flying Macaroni” and the Erie policyholder who it happened to became one of our biggest fans. Luckily, she had purchased ERIE’s Home Protector Insurance. Here’s a... <Read More>

Oh Deer!

Keep deer off your dash and far from your car. Most deer-vehicle collisions occur during October, November, and December. To reduce your risk: Stay alert and maintain a safe distance and speed. Use high beams when there is no opposing traffic. Be especially vigilant around dusk and dawn. Never try to drive around a deer or swerve to avoid hitting one... <Read More>


Employee of the Month

Debbie Donahoe joined Payne & Garlow Insurance Agency in 1989 as a full time employee, working for her husband, Bill Donahoe and Harold Payne, known at that time as Payne & Donahoe Insurance, until Bill retired from the agency. She has worked in all capacities of the agency from being a secretary, moving to sales and service in the life, health... <Read More>

Back It Up!

We Gotcha Covered! Gotcha Covered is ERIE’s youthful driving discount. Young drivers who are eligible can save between 5 to 20% on their insurance. Gotcha Covered is more than a discount, it’s a program aimed at promoting safe driving among young drivers. This discount is available in most states with graduated licensing programs. Remember these important tips as a new... <Read More>


Quote for the Day

“A clear conscience makes a good pillow to sleep on”

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Payne & Garlow Insurance Agency, Inc