Payne & Garlow Insurance Agency, Inc
September 2010
Labor Day - Sept 6th Grandparents Day - Sept 12th Fall Begins - Sept 22nd


“Now That’s a Good Thing”

Everyone’s insurance needs are different. Some people like the basics, while some, like you, want more...hold onto your hat!” In the June’s E-Newsletter, ERIE wanted to let you know of all the extra coverages that you can choose from for just a little extra premium on your ERIE’s Personal Auto Policy: New Auto Security Coverage Endorsement - Auto lease/loan security coverage - Provides additional protection in the event of a total loss to a covered auto. <Read More>

Perplexed?

Make a note to get an IRA from Erie Family Life today. Only one in 10 Americans will be prepared to retire at age 65. Will you be one of them? Know the facts: Social Security benefits only replace 16% of the income for married couples earning between $50,000 and $100,000. The IRS continues to broaden eligibility requirements and increase contribution limits for IRAs and other qualified retirement plans. <Read More>


It Takes a Thief...

In the time it takes to have your morning cup of coffee, a thief can steal your identity. Then it is up to you to restore your good name. Erie Insurance can help. For only $20 you can add Identity Recovery Coverage to reimburse certain expenses, plus an experienced case manager will assist you with restoring your identity until the process is complete. Coverage includes: Case management service to recover control over your identity. <Read More>

Customer of the Month

Taylor’s Lawn Service, LLC began serving customers in the Putnam and Cabell County areas in 2004. The business actually started as a one person, part-time operation. Through their commitment to quality work and service, they have grown into a thriving business that serves hundreds of residential and commercial customers throughout the area. They operate multiple crews that provide lawn care as well as services for landscaping, fall clean up, and snow removal. <Read More>


Who Is Driving While Texting?

As mobile phones have become an everyday accessory (and a practical necessity), their capabilities have gone beyond calling to allow for texting, emailing, and internet surfing. Have you ever sat at a stoplight and counted the number of drivers who are talking on the phone? Now imagine how many are taking their eyes off the road to text, and how many of them are inexperienced teen drivers. The statistics show that texting is... <Read More>

“Yes, We Are OPEN”

All business owners are at risk for claims of alleged discrimination, wrongful termination, and harassment. Keep your business protected by adding Erie Insurance’s Employment Practices Liability coverage to your UltraflexSM policy. Employment Practices Liability (EPL) covers: Liability damages and defense costs. Acts (unknown to you) prior to the policy’s start date. Claims made by customers, clients, or vendors (additional coverage option). <Read More>


Thought for the Day

Did you know that we don’t set our clocks back until November 7th?

The Payne & Garlow Insurance Agency, Inc. E-Newsletter is produced and published by CIS Internet™.
CIS Internet™ is the region's leader in Internet Marketing & Management.
(304) 760-0070 or 877-313-2943
Payne & Garlow Insurance Agency, Inc